What Health Plan is Best?

HMO, PPO, EPO

When seeking substance abuse treatment, one of the first things that many people consider is the cost. This is especially true if you live in an area like Huntington Beach, CA, where the cost of living is relatively high. One way to help cover the cost of treatment is by using a health plan. But with so many different types of health plans available, it can be difficult to know which one is the best option for you. In this article, we’ll take a closer look at three common types of health plans – HMO, PPO, and EPO – to help you determine which one is the best fit for your needs.

HMO or Health Maintenance Organizations

HMO, or Health Maintenance Organization, plans are a type of managed care plan that requires you to choose a primary care physician who will coordinate all of your healthcare needs. If you need to see a specialist, your primary care physician will need to refer you. HMOs often have lower premiums and out-of-pocket costs than other types of health plans, but they may also have more restrictions on which providers you can see and what services are covered.

PPO or Preferred Provider Organization

PPO, or Preferred Provider Organization, plans are also a type of managed care plan, but they offer more flexibility than HMOs. With a PPO, you can see any provider you want without needing a referral. However, you will typically pay more for out-of-pocket costs and premiums with a PPO than you would with an HMO. PPOs also tend to have higher deductibles and copays than HMOs.

EPO or Exclusive Provider Organization

EPO, or Exclusive Provider Organization, plans are similar to HMOs in that they require you to choose a primary care physician and get referrals for specialty care. However, EPOs differ from HMOs in that they do not cover care received from providers outside of their network, even in emergencies. This means that if you need to see a provider who is not part of the EPO network, you will be responsible for paying the full cost of the visit.

So which health plan is the best for substance abuse treatment?

It ultimately depends on your individual needs and circumstances. If you are looking for a plan with lower premiums and out-of-pocket costs, an HMO may be the best option for you. If you value flexibility and are willing to pay more for it, a PPO may be the better choice. And if you prefer the stability and predictability of an HMO but don’t want to be restricted to a specific network of providers, an EPO might be the right fit.

Conclusion

No matter which type of health plan you choose, it’s important to carefully review your coverage to ensure that it meets your needs. Substance abuse treatment is a critical part of the recovery process, and it’s important to make sure that you have the coverage you need to get the help you deserve. If you are considering substance abuse treatment at California Prime Recovery in Huntington Beach, CA, be sure to speak with a representative about your health plan options and what type of coverage you can expect. With the right support, you can take the first step towards a healthier, happier future.

Give us a call.
We are standing by and ready to help.

Get Help Now

Get More Info By Filling Out The Form Below

We work with most insurance plans

Verify Your Insurance Benefits today.

Get Help Now

Admission Coordinators are available 24/7.
Take Control Of Your Life and Call Now.

Alyssa Mueller

Therapist

Alyssa Mueller is an Associate Clinical Social Worker. She holds a Master of Social Work with a concentration in Community Mental Health from California State University of Fullerton as well as a Bachelors of Arts in Communication Studies with an emphasis on intercultural and interpersonal communication from California State University of Long Beach. Compassion, empowerment and unconditional positive regard are the foundations of her clinical practice, Alyssa has a passion for helping others and her priority is to hold space for clients to feel heard, to feel safe and to find fulfillment and self-love on their recovery journey. Alyssa specializes in addiction treatment, self-esteem building, mindfulness practices, grief and loss, trauma informed care, and self-compassion as well as individual and family therapy. She has extensive experience working with high risk populations in various clinical settings such as partial hospitalization, intensive outpatient care, outpatient treatment, schools, and community outreach. Alyssa uses a client centered and holistic approach to address the client as a whole person in order to help them to feel empowered and facilitate their confidence and independence.

Charee Marquez

LMFT - Clinical Director

Charee has worked in the recovery field for 10 years.Charee is dedicated to supporting and inspiring clients to live a healthy lifestyle filled with meaning and purpose.Charee has extensive clinical experience within the recovery field in both inpatient and outpatient settings.She specializes in working with individuals and families affected by the disease of addiction however she has also clinical experience in assisting individuals,couples and families in working through a variety of concerns,including: depression,anxiety,relationship & communication issues,substance abuse,grief & loss,trauma, life transitions, and many others.Charee works with each client to specialize their treatment plan with what works best for the client in a compassionate and effective way. She emphasizes the strength of every individual client and fosters an environment of personal growth and internal healing from a mind, body and spiritual approach.Charee received her Bachelor of Arts from Seton Hall University, Majoring in Psychology and Minoring in Women and Gender Studies, in addition to her Masters in Marriage and Family Therapy from the University of Southern California.

Stephen Carmel

Founder & CEO

I began my journey to recovery back in 2011 when I moved to California from New York.Along wiht my recovery and beginning a new way of life,I began to develop a heart for others struffling with sobriety.My journey to California was filled with many trials and lessons learned, but most of all, personal growht.I truly believe i would not have found success if I didn’t come to California.I started CPR as a way to work with people in recovery on a daily basis and it evolved into something much more beautiful. I have also come to realize that my own personal happiness and recovery depends on being involved in the lives of people in recovery. Helping others recover is a cornerstone of many 12 step programs, as it is here. Giving back to those still suffering, is the only way not to lose what you have gained. It is the paradox that we live by every day.